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ZERO Percent Balance Transfers!

Looking for a little relief from a high interest credit card? EMUCU is now offering 0% APR for the first six months when you transfer a balance from another financial institution to either a Visa® Platinum Optimum or Visa Platinum Cash Reward Credit Card, with no balance transfer fees!


An 8.99% or 12.99% APR will apply after the 6-month promotional period depending on the Visa program selected. Click here to learn more!


Featured Rates

Featured Rates
New & Used Auto 2.74% - 14.74% APR*
Visa Optimum 8.99% APR*
Visa Cash Rewards 12.99% APR*
*APR = Annual Percentage Rate.

See all Rates

EMU Financial FRC Calculators
To report your Visa credit/debit card lost/stolen after hours call: 1-800-991-4965
A division of the University of Michigan Credit Union
Equal Housing Opportunity National Credit Union Administration
Federally Insured by NCUA.