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Great Rates, Great Features!

Whether you’re looking for a lower interest rate or a cash-back bonus, EMUCU has credit card options to fit your lifestyle! Learn more about our Visa Platinum Optimum and Visa Cash Rewards credit cards.



Not a member yet? Follow this link to apply to open an account and start taking advantage of all the benefits a EMUCU membership offers!


Featured Rates

Featured Rates
New & Used Auto 3.00% - 14.25% APR*
Visa Optimum 8.99% APR*
Visa Cash Rewards 12.99% APR*
*APR = Annual Percentage Rate.

See all Rates

EMU Financial FRC Calculators
To report your Visa credit/debit card lost/stolen after hours call: 1-800-991-4965
A division of the University of Michigan Credit Union
Equal Housing Opportunity National Credit Union Administration
Federally Insured by NCUA.