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Great Rates, Great Features

Whether you’re looking for a low rate or rewards, EMUCU has the card to fit your lifestyle. Our Visa® Platinum Optimum and Visa Cash Rewards cards are also both eligible to register to your digital wallet no matter what device you carry in your pocket. If you don’t currently have one of these great cards, you can apply directly through our Online Banking portal.


Not a member yet? Follow this link to apply to open an account and start taking advantage of all the benefits a EMUCU membership offers!


Featured Rates

Featured Rates
New & Used Auto 2.99% - 14.74% APR*
Visa Optimum 8.99% APR*
Visa Cash Rewards 12.99% APR*
*APR = Annual Percentage Rate.

See all Rates

EMU Financial FRC Calculators
To report your Visa credit/debit card lost/stolen after hours call: 1-800-991-4965
A division of the University of Michigan Credit Union
Equal Housing Opportunity National Credit Union Administration
Federally Insured by NCUA.