Rates

 

Certificate Account Rates

Certificate Account and IRA Rates
Effective Date: Saturday, February 16th, 2019
TermInterest RateAnnual Percentage Yield APY*
Certificate $500 minimum deposit
6 Month 0.40% 0.40%
12 Month 0.65% 0.65%
24 Month 1.15% 1.16%
36 Month 1.20% 1.21%
48 Month 1.35% 1.36%
60 Month 1.50% 1.51%
Certificate $10,000 minimum deposit
6 Month 0.50% 0.50%
12 Month 0.75% 0.75%
24 Month 1.25% 1.26%
36 Month 1.30% 1.31%
48 Month 1.50% 1.51%
60 Month 1.70% 1.71%
Certificate $100,000 minimum deposit
6 Month 0.60% 0.60%
12 Month 0.85% 0.85%
24 Month 1.35% 1.36%
36 Month 1.40% 1.41%
48 Month 1.60% 1.61%
60 Month 1.80% 1.81%
IRA $500 minimum deposit
6 month 0.40% 0.40%
12 month 0.65% 0.65%
24 month 1.15% 1.16%
36 month 1.20% 1.21%
48 month 1.35% 1.36%
60 month 1.50% 1.51%
IRA $10,000 minimum deposit
6 month 0.50% 0.50%
12 month 0.75% 0.75%
24 month 1.25% 1.26%
36 month 1.30% 1.31%
48 month 1.50% 1.51%
60 month 1.70% 1.71%
IRA $100,000 minimum deposit
6 month 0.60% 0.60%
12 month 0.85% 0.85%
24 month 1.35% 1.36%
36 month 1.40% 1.41%
48 month 1.60% 1.61%
60 month 1.80% 1.81%
APY is Annual Percentage Yield. Interest is paid and compounded monthly on Certificates and IRAs. There are interest penalties for early withdrawals.

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