Contact Information

All Offices May Be Reached By Calling:
734-662-8200 or 800-968-UMCU (8628)

After hours lost/stolen Visa number:

Mailing Address:
P.O. Box 7850
Ann Arbor, MI 48107-7850

Administrative Offices:
340 E. Huron Street, Suite 100
Ann Arbor, MI 48104-1909

Routing Number: 272-476-543

About Eastern Michigan University Credit Union

Eastern Michigan University Financial merged with University of Michigan Credit Union  (UMCU) in January 2014 to create Eastern Michigan University Credit Union (EMUCU). UMCU was chosen because of its experience and commitment to the educational community. In its more than sixty year history, it has remained focused on serving students, faculty, staff and alumni of the university. Through this experience, they have developed products and services that fit the unique needs of the higher education community. UMCU understands and recognizes the importance of university affiliations and relationships, which is why EMUCU has maintained their EMU brand.

About the University of Michigan Credit Union


As a member owned, not-for-profit cooperative, the University of Michigan Credit Union (UMCU) is locally focused and fully connected to our members, the University and the community.  Established in 1954, UMCU is the only credit union headquartered in Ann Arbor, Michigan, and our purpose is to aMAIZE our members, community, and team by working together for our shared success. With seven offices in Ann Arbor, a branch in Ypsilanti, a branch in Dearborn and three branches in Flint (office locations and hours), we are here to serve all of your financial needs.

To learn how you can open your account today, click here.

Board of Directors

The University of Michigan Credit Union Board of Directors is comprised of fellow member owners who serve on a volunteer basis. Your volunteer Board of Directors for the University of Michigan Credit Union are:


Paul Kirsch, Chair
Karen Parker, Vice Chair
Earl Bell, Treasurer
Victoria Bennett, Secretary
Frank Cianciola, Director
Susan McClanahan, Director
Jim Middlemas, Director
Shawn Pollack, Director
Lukeland, Gentles, Associate Director


EMU Financial FRC Calculators
To report your Visa credit/debit card lost/stolen after hours call: 1-800-991-4965
A division of the University of Michigan Credit Union
Equal Housing Opportunity National Credit Union Administration
Federally Insured by NCUA.