Auto Loans

You may be able to lower your monthly auto loan payment with EMUCU’s amazingly low interest rates.

Loans available for new and used cars, sport utility vehicles, and trucks.

  • For well-qualified buyers, we offer 100% financing for new cars.
  • For well-qualified buyers, we finance up to the NADA blue book retail value.
  • Fixed rate loan terms up to 84 months.
  • Protect your family, assets and credit rating by reducing financial burden during specified life event losses; including unemployment, loss of life, or disability. To learn how you can purchase this additional protection, click here.

Full insurance coverage is required and proof of insurance must be provided at the time the loan is disbursed. We can also refinance your existing auto loan at another bank or finance company.

If you are interested in researching or comparing your next automobile, EMUCU has the perfect tool to help.  Click on the box below or click on this link to discover "Auto Buying Made Easy".

Applying is Easy!

  • Apply online through the APPLY NOW button.
  • Visit one of our branches.
  • Call the Contact Center (800-968-8628 or 734-662-8200) and ask for an application.
  • Finance with EMUCU at several participating dealers. To discover if your favorite dealer participates in EMUCU financing, click here.


EMU Financial FRC Calculators
To report your Visa credit/debit card lost/stolen after hours call: 1-800-991-4965
A division of the University of Michigan Credit Union
Equal Housing Opportunity National Credit Union Administration
Federally Insured by NCUA.