SHARE SERVICES Multiple share accounts, each requiring a minimum balance of only $5.00.  (These accounts are covered with life savings insurance of up to $2,000.00, in addition to the NCUA federal insurance.) Draft (aka checking) accounts, featuring no minimum balance, no monthly service charge, and no per check charges. Money Market accounts, featuring multiple dividend tiers, no monthly service charge, and draft accessibility. Youth programs, for the wee ones and young adults in your life! Certificates of Deposit:  6 month, 1 year, 18 month, or 2 year terms.  Christmas Club savings program.  Checks mailed in early November. FREE Online Access to accounts via HFS (a.k.a. Home Financial Services). FREE Online Bill Pay. FREE Notary Service. Same day availability on funds deposited in the lobby.  Some restrictions may apply.    Free smiles and candy.  This is our most popular service! LOAN SERVICES Low cost loans.  Most loans feature free life insurance - ask a member service representative for more details. Lost cost Member-Elect insurance products for qualified members.  These include disability insurance, life insurance (home equity loans only), GAP insurance & Mechancial Repair Coverage (very competetively priced warranties). Mortgage loans through CU Members Mortgage, our third party affiliate. CONVENIENCE SERVICES Cash services, either in the lobby or at our drive-up window. 24/7/365 cash withdrawals at your drive-up EMU CU ATM. ATM &/or Debit card.  To access your account 24/7/365 absolutely fee-free at over 25,000 CO-OP Network ATMs nationwide (assuming the machine cooperates).   Access to your accounts at all Credit Union Family Service Centers (with account number and proper photo identification). American Express Travelers Cheques (at face value for individuals, or low cost for two signature cheques). VISA Gift Cards (any value from $25 to $500 - nominal service charge will apply). Wire transfers, both sending or receiving - domestic & foreign. Deposits via payroll deduction and/or direct deposit. Direct withdrawal from share or draft account(s) for regular payments such as mortgage or insurance. Discount ticket programs to some of the summer's hottest destinations, including Cedar Point; Kings Island and the Michigan Renaissance Festival. Consumer Reports magazines available for browsing in the office. Eligibility for enrollment in Family Legal Services.  This is a low cost program for legal counsel, including letters &/or phone calls.  For more extensive legal work, you will be given a referral to a local attorney at reduced costs. If you'd like more information on any of the services above, please call us at (734) 487-1033 or click here.

Eastern Michigan University CU
761 Jenness St
Ypsilanti, Michigan 48197
(734) 487-1033
Fax: (734) 487-1951
credit.union@emich.edu